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Experts in Specialty Insurance
BUSINESS OWNERS POLICY
Our Business Owners Policy is designed to cover the contents, building, and liability coverage needs of a small business in the collectibles industry. Below is a list of the coverages offered in the basic policy:
| Coverage | Limit | Deductible |
| Building | Value of Building | 5% Wind |
| Contents | Up to $150,000 | $2,000 Theft/ $1,000 AOP |
| Personal Effects and Property of Others | $6,000 | $1,000 |
| Outdoor Signs All Kinds | $5,000 | $500 |
| Electronic Data Processing Hardware | $10,000 | $1,000 |
| Glass Coverage | $600 per plate / $3,500 per loss | $500 per claim |
| Transit Coverage | $6,000 | $1,000 |
| Off-Premises Coverage | $2,500 | $500 |
| Customer's Equipment Coverage | $6,000 | $1,000 |
| Business Interruption | $40,000 | $1,000 |
| Monies & Securities On/Off Premises | $5,000 | $1,000 |
| General Liability | $1,000,000 occ / $2,000,000 agg | $1,000 |
| Hired Non-Owned Auto | $50,000 | $1,000 |
| Medical Payments | $1,000 | N/A |
| Tenant Fire Legal Liability | Up to $500,000 | $1,000 |
It is important to note that this BOP does NOT offer inventory coverage, so coins/collectibles/antiques/etc. would not be covered under this policy. If you are interested in coverage for your inventory/collection, please see our Collectibles Insurance.